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Home Security- How To Explain Home Security To Your Kids

Dennis Chapman
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10
Home Security- How To Explain Home Security To Your Kids

Home security is always a matter of serious thought and consideration. We want to keep our home and family safe and while security systems, alarms, and smart locks are great for doing the job, we need to make sure everyone in the household knows the security rules too. That includes the children too, especially the children. 

All the security measures are pointless if your child just opens the door to allow a stranger in or gives away sensitive information over the phone. Our children’s security is always a priority and as parents, it is our responsibility to ensure their safety and teach them how to protect themselves. So what do children need to know to effectively protect themselves from dangerous situations?

“As an entrepreneur mom, it’s significant that my kids understand home security, especially that there are times I leave them at home. It’s important to assure kids that they are safe and having a security system at home will help for additional safety.” says Lynda Le, Nail Technician and Founder of Polish Perfect. She gives three security basics that children must be taught:

Basics of Alarm Systems:

“Start teaching the kids the basics of arming and disarming the system, and how to recognize different alerts. Let the sound of the alarm be familiar to the kids so the panic may be eliminated later once an incident has actually occurred. 

Lock UP:

“Another basic safety tip that is easily forgotten is locking doors and windows. Parents must remind the kids to always lock the doors and windows when leaving and when they are left alone. Explain to them the threats of leaving those unlatched. 

Emergency Plan:

“Finally, solidify an emergency plan by practicing it with every member of the family. Parents and children should be aware of where and how to exit the house and know the safe zones after several times of reenacting a specific scenario. Safety must be the top priority, so parents must not take away from children the right to know about it.”

Safety Perimeter

“As a life coach, I actually had a conversation with one of my clients about this subject a few months ago. He also was wondering how to explain the basics of home security to his children. I explained that in my opinion, it’s best to teach children the concept of what a ‘safety perimeter’ is. The safety perimeter refers to all doors, windows, gates, fences, and more in a home. In order to experience safety, children must learn to ‘lock-up’ the perimeter. Otherwise, a home isn’t safe. This is great for teaching children to get in the habit of locking doors/windows, closing gates, etc. You can even take your children room-to-room around the house and show them how to keep the perimeter maintained. Let them know that securing the perimeter is crucial for keeping the ‘bad guys’ away. I have taught this lesson to my own young children and it worked wonders.”

James Walsh, entrepreneur, financial advisor, sales trainer, author, life coach, podcast host, and public speaker.

Home Security System and Emergency Services

“The most important thing to do is make sure your children know how to operate the home security system, especially if they’ll ever be home alone. Whether it’s through the medium of song or classic repetition, it’s a must! Beyond ensuring they remember codes, they must remember or have access to emergency services and your cell number in such a situation. It’s a lot for our little ones to take in, so be patient and mindful of their reactions to learning this information and prevent fear by reassuring the security system is a just-in-case measure, not a definite occurrence in the future.”

Thomas Fultz, Founder, and CEO of Coffeeable

Practice Emergency Phone Calls

“Also practice (and have visible) phone numbers of close family members so that they can contact them in an emergency as well.” says Andrew Taylor, Director of Net Lawman

White lies -RE the phone-

Andrew Taylor also explains how kids need to respond to strangers when alone at home, “If they answer the phone and parents aren’t in (for older children this is), they should say that they are busy right now, not that they aren’t home. Don’t give details when asked about things, just hang up or pass the phone onto an adult if they are there.”

Don’t Open Doors to Strangers or Talk to Them

“Opening doors to strangers also should be actively discouraged.  Talking to strangers, even teachers, friends, their parents, etc., should also be discouraged.

“You don’t want to scare children, but just bring to light a sense of questioning, there’s no real need to discuss personal matters at length – if people are asking questions that seem a little invasive, react to that feeling and stop answering questions. Home security is linked to self security, teaching children to be conscious of boundaries, listening to their common sense and understanding what’s right.”

Andrew Taylor, Director Net Lawman

How To Protect Your Personal Privacy and Security Online

Dennis Chapman
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12
How To Protect Your Personal Privacy and Security Online

When you are using the internet, it is very important to protect your personal privacy. Today in this article, we are going to discuss how to protect your personal privacy and security online.

Tips for internet privacy

Here are the ways to boost your online privacy

Limit sharing your personal information on social media

Don’t overshare on social media. It is a smart way to protect your personal privacy and security online. Providing too much information could make it easier for cybercriminals to obtain identifying information, which would then allow them access – and maybe even steal – personal data that can be used in fraud or identity theft.

As an example, could a hacker from your Facebook account tell you the name of your high school mascot, or what was the maiden name of your mom? You might be surprised to know that some people use these types of questions as security answers for changing their passwords on bank accounts.

Browse in incognito or private mode

You might be wondering how to protect your browsing history, and there’s a simple answer. Web browsers today offer their own version of this form of privacy protection. In Chrome, it’s called Incognito Mode; Firefox calls its setting Private Browsing – so why not take advantage? When you search with these modes turned on, others won’t be able to trace your browsing history from your computer or device (although the sites themselves can still see what pages you’ve visited).

Use a different search engine

If you’re like many web surfers, then Google is the search engine of choice. But think about it: Why limit yourself to one? Private searching engines are perfect for those who don’t want their history and clicks shared with an outside party–and they can also block ad trackers from websites that will make browsing more pleasant.

Use a virtual private network

A virtual private network (VPN) gives you online privacy and anonymity by creating a private, encrypted tunnel from your public internet connection. VPNs mask your IP address so it’s virtually impossible to trace where you’re browsing or what information is being accessed—especially when on the go. Using a VPN at any time in order to remain safe is essential; however, using one while traveling should be even more of an imperative given that cybercriminals can use public Wi-Fi hotspots as entry points for data theft due to their lack of security protocols.

You can find free VPN solutions, but it makes more sense to pay for a service from some trusted security provider if you need to get the maximum amount of online protection.

Secure your mobile devices, too

The internet has infiltrated almost every facet of our lives. Our phones and tablets have become extensions of the screens in front of us, with apps to help us stay connected at all times – but it also means that we’re more vulnerable than ever before.

Do you want to make sure that your phone is secure? You can start by locking it with a passcode. It might seem like an inconvenience, but this extra safeguard could protect you if someone steals or loses your device. Make sure not to use any easy-to-guess codes such as birthdates or house numbers when assigning the password for security reasons.

Use quality antivirus software

Finally, do your best to install antivirus software on all of your devices. This type of protection can keep hackers from remotely taking over them and accessing sensitive information like personal data or financial records! Once you have installed the virus protection updates should not be forgotten about: manufacturers frequently update their security products in order to defend against new malware, spyware and other viruses which are released every day.

How to Remove Personal Security From My Computer

Korey Rex
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8
How to Remove Personal Security From My Computer

Are you looking for a way to remove personal security from your computer? In this blog post we are going to discuss how to remove personal security from your computer. So let’s start:

  1.  Before starting, print out these instructions because you may need to close every tab. 
  2. It is possible that the virus will not make you able to download the files. If it is so, you need to download the requested files to another computer and transfer it to the infected computer.
  3. Before doing anything, we need to end the process belonging to personal security so it will not interfere in the cleaning process. For this, download RKill
  4. Once it is downloaded, click on the iExplore.exe icon to stop any processes associated with personal security. Stay calm when a program looks for a malware program, as it may take time. When it is finished, the black window will close, and you can move to the net step. Run RKill until the malware is no more. After running RKill, do not reboot your computer. 
  5. Now, after that, download MBAM or Anti-Malware to scan your computer.
  6. Once downloaded. Close all the programs on your computer.
  7. Double clicks on mb3-setup-1878.1878-3.0.6.1469.exe. This will install MBAM on your computer. 
  8. When the installation begins, follow the prompts to continue the installation process. Do not make changes with default settings. Ensure to leave launch malware bytes anti-malware checked. After that, click on finish. 
  9. Now MBM will start, and you are on the main screen. Now click on the scan now button. If there is any update available, it will download automatically. 
  10. MBM will now scan your computer. This process can take a while.
  11. After the scanning is finished, it will display the malware, if any. Click on remove selected and remove the malware. Now MBM will delete all the registry keys and files. It may reboot to remove some of them. Now allow it to reboot if it asks. Once the computer is rebooted, continue with the rest of the steps. 
  12. Exit the MBAM program
  13. You can now exit the MBAM program.

Your computer should now be free of the Personal Security program.

FAQ’s

Can you remove viruses from your computer manually?

Removing a computer virus manually is time-consuming and complex. There are many different parts of the system that viruses can install themselves in, so be sure to do your research before you get started! If not completely eliminated, it may also reinstall itself at the next reboot.

Can spyware survive a factory reset?

Reset your device.

If you are very concerned and want to ensure your phone is safe from spyware, backup all of the important data (photos, contacts) before using the “Factory Reset” function on the settings menu. A factory reset will clear out anything that may have come with it during download or installation, making this a great way for people who don’t know what they’re doing to get rid of any unwanted programs!

How do I unlock my screen on Windows 10?

You unlock your computer simply by logging in again before pressing and holding the Windows logo key on your keyboard. This will lock up this device, displaying a login screen for you to enter more information like an email address or phone number.

Can a hacker destroy a computer?

A hacker can modify, corrupt, or delete and do anything they wish to your storage devices connected to the affected computer. They also are able to control voltage for components; this would have to be managed with an application such as Ryzen Master.

What Should Parents Look for When Choosing Childcare

Dennis Chapman
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13
What Should Parents Look for When Choosing Childcare

When a parent needs to leave their child in someone else’s care for even a little while. They are naturally concerned and want the best caretaker looking after their child.

What should parents look for when hiring a caretaker for their child? A parent needs to check the caretaker or caregiver’s credentials, documents and certifications; the caretaker should pass a background check and not have a record. They must be qualified to teach, and even perform CPR and first aid. And of course, they need to be able to develop a rapport with the child, have a strong understanding of any needs the child might have and provide a kind and caring environment for the child.

With parents increasingly at work, 1 in 4 children is in childcare in the US. As such, it is crucial parents are hiring the right person for the job. There is nothing more important than ensuring your children’s wellbeing and happiness. We have tracked down some of the best advice you can get on hiring childcare that can make our job easier and ensure we are doing it right.

Ask the Right Questions and Keep Track of Your Child’s Development

“First, you need to understand the importance of quality childcare when getting caretakers for your children. Caregivers directly impact the emotional, cognitive, and physical lives of kids and should keep positive interactions. Ensure your musts are well outlined and ask the right questions to avoid leaving your child with someone who isn’t a good match. It is recommended to determine your needs both physically and emotionally. Another vital tip is to ensure your kid’s development needs are being met. Just like we have varied types of caretakers, kids are different from one another and need different approaches to nurturing creativity and independence. In addition, parents should advocate and communicate their family needs every step of the way. Be prepared to speak up, especially if your child has specific needs or needs an extra hand in certain situations.”

Harriet Chan, Co-founder & Marketing Director CocoFinder

Do a Background Check On the Caretaker

“Hire someone from an accredited agency, and do a personal background check. Always prioritize your child’s safety above everything. If you are planning to get a caretaker for your kids, do your research thoroughly and hire someone from a trustworthy agency with complete documents and certifications. These are for your assurance. But don’t just stop there. After hiring someone, do your personal background check about the caretaker you just hired and make sure he/she has a clean record and complete identification cards. By doing all these safety measures, you won’t be worried about your child’s safety which is the most important thing about this matter.”

Robert Johnson, Founder Sawinery

7 Key Points to Focus on When Hiring a Caregiver

“Hiring a professional caregiver for your kids is no easy task, as you will need to find someone you can trust, who is capable of keeping them safe and also fits with their specific needs and personalities. This becomes especially important if you have a child who is living with a disability or has additional care needs, because not all caregivers will be knowledgeable to care for someone who requires those added responsibilities. In addition to having your children be under someone else’s care, allowing that person in your home is an added element of safety that must be considered. When hiring someone through a trusted home care agency, you can rely on their process for verifying previous experience, childcare training or certification, and other standard state and federal background checks. If you are hiring someone independently, follow these guidelines in order to identify the best fit when looking for a caregiver for your children: 1. Make sure that they have previous experience with caring for children. Ask for references from previous employers. 2. Ask if they have any childcare training documentation or certificates. 3. Ask them to provide documentation of their First Aid and CPR certifications (additional certifications may be needed if your child has a medical or intellectual or developmental disability). 4. Even when using an agency, schedule a meet and greet visit before hiring them. In this visit, pay attention to how they interact with your child. Make sure their language and actions are caring and considerate of you and your child as well as how your child reacts to them. 5. Ask them for a commitment– with long-term in-home care; your child will benefit from growing a strong and reliable bond. The instability of multiple different caregivers on an unpredictable basis can be upsetting for your child. So having a written commitment from them for a time period of your choosing, will ensure that this person is invested in growing a healthy relationship with your child. 6. Compare your values and policies on topics like bedtimes, sweet snacks and eating habits, television and media time, and more things that they will be in charge of monitoring for your child. If your opinions differ drastically, they likely will not be a good fit for your household. Trust your gut. As the parent, you know your child best. If you intuitively do not trust that person, move on to another option instead of trying to push the feeling down and convince yourself otherwise. 7. Do your due diligence and check the Child Abuse Registry in your area as well as validating any professional certifications utilizing your local nurse aid registry through the department of regulatory agencies.” 

Nicole Brackett is a Licensed Practical Nurse and the Care Delivery and Education Manager for Homewatch CareGivers; a leading care service.

Question the References and Make a Solid Contract

“If you choose a respectable agency, they will have conducted a background  check and verified references. If you’re going on a friend’s advice, be sure to not only ask for references but also inform the caretaker that you’re conducting a background check. It is recommended that you find out from the references: How frequently the caretaker arrived late, call in ill, or fail to show up 1.Why they stopped using the caretaker. 2. How the children responded to the caretaker -If using the caretaker was a positive or negative experience As a rule of thumb, though, you should always perform your own background check even if the agency you hire through performs their own. Caretaker For Kids Tip #2 – Always write a contract. It’s time to create the contract and make an offer once you’ve finalized your selection. Make sure the contract specifies everything, from the expected working hours to vacation and sick days. Even if an agency has a standard contract, it’s still a good idea to make your own adjustments. The contract not only protects you, but it also protects the new caretaker.”

Imani Francies, mom to a toddler, and an Early Childhood Educator with USInsuranceAgents.com

Top 5 Reasons Why You Should Install Security Doors

Daisy Jensen
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7
Top 5 Reasons Why You Should Install Security Doors

As per the Australian Institute of Criminology, about 225,900 victims of unlawful entry were recorded in 2020 with intent offenses in Australia for both residential and commercial buildings. In this context, High Security Doors play a pivotal role. These fortified entrances are not merely an accessory but an essential safety component. 

In this article, we will explore the top 5 reasons why investing in high-security doors should be a priority for you. From bolstering your commercial property’s defense against intruders to enhancing energy efficiency and curb appeal, we’ll delve into how these sturdy guardians offer more than just protection—they provide peace of mind. Discover why high-security doors are an integral aspect of modern safety.

Reason 1: Strengthening Your Security Measures

The first and foremost reason you should consider installing high-security doors on your property is the need for enhanced security. In an era where break-ins and burglaries are not uncommon, safeguarding your property and loved ones should be a top priority.

To put this into perspective, the FBI reported nearly 1.2 million burglaries in the United States alone in 2019. These statistics reflect the alarming frequency with which criminals target around the globe.

High security doors act as a formidable deterrent against intruders. Their robust construction and reinforced materials make unauthorized access a daunting challenge for even the most determined burglars. They are designed to withstand substantial force, making forced entry a time-consuming and noisy ordeal.

Reason 2: Increased Peace of Mind

The second compelling reason to consider installing high-security doors in your home is the invaluable peace of mind they bring. Feeling safe in your home is not just a luxury; it’s a fundamental need that high-security doors fulfill.

Imagine returning to a house where you know your loved ones and belongings are protected by a formidable barrier. This sense of security translates into a tangible reduction in anxiety related to home safety. No more worrying about break-ins or intrusions during the night.

Real-life stories abound of individuals who experienced a remarkable transformation in their emotional well-being after installing security doors. They speak of newfound peace and a profound sense of comfort, knowing their homes are now fortified against potential threats.

Reason 3: Preventing Heat Loss

The third compelling reason to invest in high-security doors for your business is their significant contribution to energy efficiency. These doors are pivotal in reducing drafts and preventing heat loss, ultimately leading to substantial savings on your energy bills.

Security doors are engineered with precision to create a tight seal when closed. This tight seal is a barrier against drafts, preventing cold air from entering and warm air from escaping during winter. Conversely, blocking out hot air helps keep your property cooler in the summer.

Security doors reduce the workload on your heating and cooling systems, enhancing your property’s comfort and resulting in noticeable reductions in your energy consumption. Over time, these savings can significantly accumulate, returning money to your pocket.

Reason 4: Enhanced Curb Appeal

Beyond their primary security function, high-security doors offer a fourth compelling advantage: enhancing your residence’s curb appeal. These doors can elevate the aesthetic charm of your premises entrance in multiple ways.

One notable aspect is the extensive range of design options and customization possibilities that high-security doors offer. Whether your building has a modern, traditional, or eclectic style, a security door design complements it. From elegant wrought iron patterns to sleek minimalist finishes, these doors can be tailored to match your property’s architectural character seamlessly.

Before-and-after transformations of residences with security doors are often astounding. You can visually appreciate how these doors enhance the look, creating a striking focal point at the entrance. These doors provide security and describe the building’s sophistication and attention to detail.

Reason 5: Durability and Longevity

The fifth compelling reason to install high-security doors is their exceptional durability and longevity. These doors are engineered to withstand intruders and the test of time, making them a wise long-term investment for commercial property owners.

Security doors are constructed with robust materials and engineering precision, ensuring their resilience against weather conditions and everyday wear and tear. They are built to endure harsh elements, from scorching sun to heavy rain and snow, without deteriorating. Unlike traditional doors, which may warp, crack, or fade over time, security doors maintain their structural integrity.

The materials used in making these doors are often of the highest quality, such as steel, iron, or reinforced aluminum. These materials are known for their strength, corrosion resistance, and longevity, ensuring your security door is protected for years.

How to Increase the Lifespan of Security Doors?

Adopting a few maintenance practices is crucial to extend the lifespan of security doors. Regularly clean the door’s surface so that there is no buildup of dirt and grime, which can deteriorate its appearance over time—Lubricate hinges and locks periodically to prevent corrosion and ensure smooth operation. Identify signs of damage, such as worn-out weatherstripping or dents, and address these issues promptly. Avoid slamming the door, as it can lead to unnecessary stress on the hinges and frame. Lastly, ensure proper installation, as a well-fitted door is less prone to premature wear and tear. By following these steps, you can maximize the longevity of your security door.

Conclusion: Elevating Security with MaxiDoors

Installing security doors is essential for several compelling reasons: enhanced security against intruders, increased peace of mind, improved energy efficiency, elevated curb appeal, and remarkable durability. These doors signify not only safety but also the serenity of your sanctuary.

Prioritizing security isn’t just a wise choice; it’s necessary today. Your family’s safety and your property’s protection are non-negotiable.

As you contemplate installing security doors, we encourage you to choose a trusted company that is not just a provider but your partner in securing your world. With a legacy of excellence and unwavering commitment to safety, MaxiDoors is the premier choice for your security door needs. Your peace of mind begins with a good security door.

Risks of Setting up a Smart Home Security System

Korey Rex
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8
Risks of Setting up a Smart Home Security System

The number of people installing smart home security systems on the rise, it makes us wonder if it’s the inevitable bandwagon we too need to jump on. Before we make that decision, we need to be well-informed about these systems. It’s not just a trend, smart home security systems are meant to protect your loved ones and your property.

To grasp a better understanding of the risks smart home security devices can pose and what we can do about it, we have brought in the experts on online security.

Vulnerable to Hacking

“Smart security systems have only recently gained popularity, and considering that you get way more features and control for less money, it isn’t surprising that smart security systems are fast becoming more popular than conventional security systems. However, it is essential that the consumer understands the risks involved before investing in such a system. The two main types of smart security systems you can get are; wireless and wired in. Wireless tends to be the most affordable, but when it comes to security, you don’t want to prioritize low price over quality. Wired systems are more expensive as they require expert installation, and these systems are generally more secure and can add to the resale value of your home. The main risk you face regardless of what system you choose is that any online system is vulnerable to hacking. Whereas conventional security systems are set and forget, smart security systems will require you to be involved and understand how to keep your networks secure. Further to this point, you are trusting that the company you bought the product from won’t breach your privacy. Even though there is an increased risk of hacking, there are a number of steps you can take to curtail and minimize your chances of being targeted. The main thing is to be sure of what you are buying, research the product and company thoroughly. Other risks to consider is that many of these systems require a strong consistent Wi-Fi connection to work, and can only be installed within a certain range of your router. When it comes specifically to smart locks- if a hacker gains access to your network they might even be able to unlock your doors. That is why it is essential to learn and implement strategies to secure your home network effectively.”

Chris Papenfus, Founder Mission Smart Home

Hacking, False Alarms and a lack of Privacy

“Hackings: Unfortunately, smart home security systems can be hacked, as can anything that’s connected to the internet. No or weak passwords, no authentication, no encryption, lost devices and data breaches can cause security systems to be hacked. Companies like ADT, SimpliSafe and Ring Alarm have all been hacked in the past, which is troubling as these are some of the most popular smart home security systems. False alarms: Many security systems have false alarms, especially if the monitors or cameras are either too sensitive or can’t differentiate between people and other moving objects. If the smart security system has 24/7 professional monitoring, false alarms could lead to the monitoring center contacting emergency services unnecessarily, which could result in fines. Lack of privacy: Hacking can lead to a lack of privacy. For example, Ring cameras were hacked, allowing hackers to see other users’ live streams. Cameras connected with voice assistants like Alexa are also prone to a lack of privacy, as Amazon employees have listened to Alexa recordings to improve the AI, admittedly. Those concerned with surveillance and privacy should not invest in smart home security systems, cameras in particular.”

Aliza Vigderman is a Senior Editor and Industry Analyst at home security, digital security and smart home technology website, Security.org.

Risks when Power or Wi-Fi goes down

“Smart home security systems are generally a good option, they’re easy to build, easy to scale and customize, and don’t come with high installation costs or ongoing fees. But there are some downsides. Firstly, professional security systems usually include backup power and a hard line to the monitoring service, so they’re unlikely to be interrupted when you need them. Smart home systems tend to be reliant on the internet (probably via Wi-Fi), and your normal home electricity supply. A determined attacker can render your system ineffective by using a radio jamming device. This can knock out any Wi-Fi-based cameras or sensors you have while they do their thing. Cloud-connected devices often provide notifications to you if the device goes offline, but this can take some time to be noticed by their systems. Even if you get notified in time, you’ll have no idea if it’s important or just a routine internet outage somewhere. If it is a break-in you’ll have no evidence of it, so your expensive smart gear would have been useless. Power is the other issue, and similarly, an attacker can simply turn off the power at the switchboard. That will usually kill any hubs your system is dependent on, and take out your internet connection and Wi-Fi. Again, the system will be rendered useless. Both these issues can be addressed to some extent. Locks on the switchboard, and backup power supplies for your key hubs, router and modem. Using wired cameras can also help. There are options in that space, but they come with more complexity and installation cost.”

David Mead, Founder LinkdHome, where he focuses on smart home tech and network security

Exploiting Loopholes to Disable Smart Homes Security Systems

“There’s no doubt smart homes make our lives easier. Video doorbells, smart security cameras and more, but it does come with its risks, as does any device connected to the internet. When purchasing a device, ensure they come with a great security reputation because if not, they may have loopholes present that savvy hackers can exploit. For example, hackers could access your system to disable security cams and smart locks to allow physical intruders to enter your property or even simply lock you out of your home. There’s even been examples of hackers hijacking unencrypted data. Once they’ve gained access to the system they can actively tamper with security camera footage and replace it perhaps with altered footage to avoid detection. In order to avoid potential breaches ensure you’re enabling two-factor authentication on all devices, use randomized passwords on every platform and always keep updating, be that software updates or replacing old, outdated routers.”

Eoin Piggott is a data security expert at Wisetek

Why Parents Need to Monitor Their Child’s Phone

Dennis Chapman
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11
Why Parents Need to Monitor Their Child’s Phone

Should you monitor your child’s phone? The simple answer to that is yes. As a parent, it is your responsibility to ensure your child’s safety, even if it refers to their online safety. There are a serious number of threats towards children online, ranging from age-inappropriate content, cyberbullying, and identity theft to kidnappers and sex predators. Children are unaware of these dangers and are intrinsically vulnerable to falling victim to them. As a parent, you should have an honest discussion with your children and set up monitoring rules.

In this digital era, most children have access to computerized or smart devices, most of which have access to the internet. Very few of these devices have any security measures set up against the potential threats for children. It is only natural for parents to be concerned about their children’s safety and exposure in the digital world. 

We have talked to various experts to explain why it is so crucial to monitor your child’s phone, what dangers are out there and what you can do about it.

Monitor their Online Activities

“Despite my busy schedule handling business, I always make sure to do my responsibility when it comes to my kids safety. Kids nowadays discover and learn a lot through their phones online, sometimes they can see things that’s not actually healthy or good for them. That is why me and my wife always check their phones from time to time in order to monitor their activities on the internet, like who they are talking to, what their social media activities are, and more. In some cases, teens to young adults make social media platforms a place to vent out personal problems, issues, etc. Which is why it is very important for parents to check their accounts because it is a way for parents to know what their children can’t tell them personally.”

Robert Johnson, Founder of Sawinery

Identity Theft, Cyberbullying, Kidnapping

“Child identity theft: 14 percent of parents say that they have a child or children who have had their identities stolen. The biggest risk factor for child identity theft, according to 53 percent of parents, is social media, so make sure that your child isn’t revealing any of their personally identifiable information like their full name, address, or phone number, online. Cyberbullying: According to our research, 21 percent of parents say that they have a child or children who have been cyber bullied. It’s important to check kids’ phones to make sure that no cyberbullying is happening, as it could affect them emotionally. Damage to reputation: Make sure your kid isn’t posting something about themselves that will affect future school or employment prospects. Kidnapping: Also, make sure that your kid isn’t talking to strangers online, which could lead to either digital or real-life kidnapping.”

Aliza Vigderman, Senior Editor and Industry Analyst at home security, digital security and smart home technology website; Security.org

Sex Predators

“As a father of six boys, retired Federal Agent and current criminal defense attorney, when I see a kid with a phone, I see danger. Teenagers and even preteens are consumed with curiosity about sex. Sexting is alive and well and very common, where you find kids sharing intimate pictures of themselves and others with both children and adults, some of whom are sexual predators. Kids do not realize that not only are they breaking the law, risking jail, expulsion from school and even placement on the sex registry, but they are also putting a bullseye on themselves and people they love and care for. I have represented kids who have paid the price for their youth, youthful curiosity and immaturity. Beyond sexting there are numerous other problems associated with kids with phones. For example, kids love to take pictures of themselves breaking the law by smoking pot, getting into fights, and even burglarizing cars and homes. Why do they do this? Because they’re kids, and kids may do the darndest things, but they also do the dumbest things. As a retired law enforcement officer (LEO) that has taught over 200 criminal justice college classes I can tell you this, cops are not trained to be stupid or to ignore the obvious and they will endeavor, hopefully lawfully, to see what is on a kids phone, as too often it offers a treasure trove of evidence.”

Joseph Gutheinz, Gutheinz Law Firm, LLP

Online Threats for Children and What you Can Do

“Child safety is an important topic to parents, and digital devices have brought an entirely new and oftentimes surprising number of threats into the home. Children who have cell phones, tablets, game systems, or computers are now regularly online and able to interact with others with little to no supervision from their parents or guardians. Some of these threats include bullies, predators, and thieves with no remorse for their victims. You can protect your children from these online threats by implementing a handful of sound strategies into your life. The number one thing to do is speak to your child about these threats and explain to them that not everyone is who they say they are online. Children are often naive to the tools and tactics used by these threat actors and could be lured into harm by them. Also understand that applications targeted at younger audiences are often times infested with predators. Android and iPhone apps designed specifically for children, when allowed to facilitate communication, are cesspits of predators who will use these tools to reach out to younger kids who believe they are interacting with other children. Older kids will often install applications designed to look like one thing while being another. These hidden apps are designed to bypass the security tools installed and used by parents, and so it is important to know what to look for. Apps that require special button presses to access or appear suspicious should be looked into as they may be tools used to circumvent safety tools. The internet and technology in general is wonderful, and children exposed to the CORRECT parts of the internet can become more educated, worldly, and more likely to succeed. However, like anything, the digital devices used by kids present their own dangers and parents must stay up to date with technology, trends, and software in order to know what is or is not right for their kids. Also understand that these threats will evolve with the age of the child and their maturity levels, so constant communication with your child will be key to their success.”

Aaron Jones, Program Champion of Cyber at the University of Advancing Technology, is a software developer who currently creates applications for law enforcement.

Hackers

“Don’t let your child fall victim to a hacker!: As someone who works in cybersecurity, I understand the importance of keeping your child in check while they’re using a smart device. The internet is a dangerous place, and I don’t think enough of us recognize the full scope of security concerns that come with it. It’s important to check on your child’s phone, but it’s also important to implement privacy software into the device as an extra layer of protection. I have parents come to me all the time asking what they can do to protect their children online, and there isn’t just one answer. The most effective solution is to not allow your child to use a smartphone, but that’s not always feasible. The next best thing is to ensure your child has parental restrictions turned on, an always-on VPN, and even advanced browser settings enabled.”

Heinrich Long, Privacy Expert at Restore Privacy 

Inappropriate Content

“We live in a dangerous world, where everyone regardless of their age and  gender has access to the internet via their phones, laptops, tablets/iPads, TV and other electronic devices. Children generally lack the sense of what’s right or wrong, even if you teach them a million times. Their brains are not developed enough and can easily get themselves in very sticky situations. Certain shows and games, regardless of their ratings can be very inappropriate. There have been reports of games and videos with sinister subliminal messaging and inappropriate/sexual dialogue and suggestions embedded deep into show or game which you may not be able to pick up initially. Most unpaid and easily downloadable games have pop-up ads, the nature of these ads can be very unpredictable. Some children have been reported to max out their parent’s credit cards via unmonitored shopping and spending money on games. Most devices require credit card information, and if you do not have the settings on for password protected spending, the children are essentially free to spend the money however way they please. Parents don’t find out until it’s too late and sometimes can’t even claim the expenses through their bank. This one is obvious, but no one likes to think about, giving children electronic devices with an internet connection puts them in the radar for sexual predators and traffickers. These people pretend to be children themselves and chat for long periods to build a friendship, they gain all the information they need and then lure them out into very dangerous situations. Children also don’t realise that when they upload a picture of themselves, how easily it is for sick minded adults to misuse that picture.” 

Emily David, Business owner, innovator and entrepreneur with 20 years in business leadership

While parents or guardians don’t need to resort to spying, they should have an open, honest talk and a monitoring system should be set in the family household rules. The safety of our children always comes first and in the dangerous digital world, we need to do what we can to protect our charges.

5 Reasons Your Organization Needs a Lockout/Tagout solution

Virginia Hoff
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4
5 Reasons Your Organization Needs a Lockout/Tagout solution

If you could only choose one thing that has improved dramatically in the world of manufacturing over the past decades, what would it be?  Pose that question to anyone who actually works on or manages the shop floor in our modern industrial age, and they won’t hesitate for a second to give you the answer:

It’s safety.

From better and more thorough testing to safe industrial flooring, efficient hazardous waste disposal, regular maintenance – the list goes on.  But at the tip of the spear of superior manufacturing safety these days is the management of hazardous equipment, processes and machinery, and clearer, more stringent processes and signage.  And so, in this piece, we’re going to introduce you to the wonderful world of lockout stations.

More specifically, lockout/tagout stations should now be commonplace on every safe shop floor – and in many cases it is mandatory from both a regulatory and corporate standpoint.  But first things first: What on earth are lockout stations, anyway?

We’ll start with lockout devices, which come in the form of locks, tags and keys.  Their role?  For all of the dangerous spaces, electrical work, hazardous machinery and equipment around your organization’s workplace, it’s the lockout devices that keep workers safe as they operate, service and maintain those critical workspaces and machines.You can purchase one from any reputable supplier e.g RS Components.

For instance, the typical lockout strategy will involve the full powering-down of hazardous equipment or areas so that – for instance – they can be repaired, serviced or maintained.

LOCKOUT means making the equipment/area inoperable or inaccessible by physically locking it down with suitable devices and locks.

TAGOUT means using tags or labels to clearly and formally inform workers and others that, for whatever reason, the equipment/area is currently inoperable.

As for the lockout stations themselves, this is simply the central and physical storage hub of the entire lockout/tagout solution.  Coming in various shapes, forms and sizes – from a simple station that holds a few keys, locks and labels to locked and labelled boxes and sizeable multipurpose lockout hubs on wheels – and more.  The idea is that it’s easy to spot, strategically located, and fully secure, allowing every type of organization to confidently pursue a lockout/tagout solution that is effective, cost-efficient, and above all safe.

With the correct lockout locks, keys or tags, and a corresponding lockout station, your organization is then able to devise or follow the suitable procedures, documentation and inspection routine to combine with worker training and continuous improvement that will make your workplace both safer and more productive.

Specifically, lockout stations:

1. Help to standardise/centralise your lockout/tagout procedures.

2. Allow you to keep track of your multiple lockout/tagout devices.

3. Boost productivity and cut costs by streamlining maintenance schedules and minimising downtime.

4. Ensure compliance with effective, easy-to-follow and foolproof procedures.

5. Save lives by reducing incidents, injuries and workplace deaths.

To perfectly match your organization’s safety and compliance needs with the ideal lockout/tagout solution, you’ll need a huge range and expert guidance – so never be shy to ask industry specialists for help.

How Much Does Personal Security Cost?

Dennis Chapman
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9
How Much Does Personal Security Cost?

While we are all concerned about our personal safety, high profile individuals like celebrities or people with a high net worth find the usual level of security measures are insufficient for them. They are a more vulnerable target for stalkers and criminals.

Not everyone walks around with personal security guards, but at times there arises a rather worrisome need for that extra layer of protection. It could be a high-profile event, travel to an unsafe location, or even the odd stalker or threat.

It would be a great stress reliever to know you are free to go about your business with professional security personnel keeping you and your loved ones safe.

How much does personal security cost?

That would depend on the level of risk and security needed. For instance, a personal bodyguard’s salary would vary, depending on whether the client needs to travel to high-risk areas or simply needs domestic security. It could also matter whether a personal bodyguard with a gun is required or a team of security personnel.

That said, we’ll examine the average costs for hiring personal security, so you can decide on the right security for yourself.

International Personal Security

The type of security, as well as the costs, would change considerably if security was needed for international travels. Usually, the cost could go up to $1,000 for a day along with travel and accommodations.

Commercial Security

According to During a Super Bowl, NFL players were provided security at $150 an hour per bodyguard for 100 billable hours, resulting in a $15,000 bill.

Private Security Guard

A private client, on the other hand, when hiring an unarmed personal bodyguard for a day could pay up to $500.

Event Security

For an event, unarmed bodyguard salaries could begin at $45 an hour. For the entire duration of an event, the cost could go up to $360 to $1000.

Armed Security

Armed security personnel, usually an ex-law enforcer, could cost up to $750 a day.

A-List personal Security

Stalkers and paparazzi are the major concern for A-Listers. If they require full-time security, they could easily be paying around $1000 for an 8-hour shift, with 3 bodyguards switching shifts.

Bottom Line

The national average for hiring a personal security guard would range from about $30 to $40/hr. Although a wider range can start at $20/hr and go up to $150 an hour. The annual average ranges from $38,000 to $120,000, according to Payscale. The cost of private security eventually depends on the client, duration, number of personnel required, the potential risk, and security service hired.

Are you looking for a personal security guard? Which security service do you think is the best at providing personal security?

Building Construction: Types of Doors

Dennis Chapman
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15
Building Construction: Types of Doors

We will discuss the types of doors. Doors are a very important factor to any design, so you should know the location, correct location of the doors, the material that can be used. 

The Different Factors of Door Design

This article will tackle the different types of doors based on location, types of doors based on material, and types of doors based on the operation of shutter doors and based on the method of construction. So let’s start.

Location

First, we will discuss the types of doors based on location. When designing your house, it is important to know where the doors need to be placed based on their location. Doors are classified in the following ways. The first one is the exterior door. And, of course, the interior door.

Exterior Doors

Exterior doors or front doors of a dwelling are given the utmost importance. The interior doors allow entrance to or exit from a house and provide a measure of security. These doors must be weather resistant, as they are exposed to various climatic conditions.

The exterior doors are provided with adequate thickness, stability, and durability of construction. The exterior doors are given a protective coating of paint and polish. They are generally made of steel or wood. They are well designed to accommodate different types of locks.

Interior Doors 

However, the interior doors do more than just separating rooms and providing privacy. Generally, interior doors are thinner than exterior doors. And it comes in a variety of styles. They’re available in different materials, they do not undergo serious sensitivities to the weather.

Materials

If you know the materials available for various types of doors, it can help you in making a better decision for the doors of your house. The doors are made of different materials like wood, steel, aluminum, glass, PVC, iron doors, etc. Based on materials used for the construction of doors, they are classified in the following ways.

Wooden Doors

Wooden doors or timber doors are primarily used for interior door application. Timber is the oldest material used for the doors and timber never seems out of fashion. There are many good reasons for using wood: wooden doors provide soundproofing, insulation, and security. They are easy to install and clean. They have a long life, natural material, they have a different appeal. 

Glass Doors

Glass doors look elegant and add richness and beauty to your home. There is a direct walkway to light in your home. That glass panel fitted into the wooden frames are a beautiful option for front doors. The disadvantage of this door is that it are easily broken. Hence they must be handled with gear. However, with a toughened glass, this will not be happening easily.

Steel Doors

Steel doors are used in the interior as well as interior and exterior applications. These doors have still faced with the foam or for installation. They are very strong as compared to the other doors. They might not look as attractive as wooden or glass doors.

See customizable iron doors designs.

PVC Doors

PVC doors are light and easy to use. They come in a variety of design and colors and looks beautiful. These doors do not corrode and do not need much maintenance, but they are not scratch-proof.

Fiberglass Doors

Fiberglass doors are most commonly used for exterior applications. These doors have many design options and can be easily molded into different shapes and stay. These doors are durable and hard. They are Jared generally preferred for affordable houses. They do not excel in other types as far as looks are concerned. Of course, cost-wise they are economical.

Aluminum Doors

Aluminum doors with glass panels are most commonly used in commercial applications. They are strong, durable, and hence use a security door. However, with the full aluminum panel, their look may not be as appealing as others.

Fiber Reinforced Plastic Doors

Fiber-reinforced plastic doors are also known as FRP doors. It is available in various colors and finishes in the market. by birth enforced plastic doors give numerous advantages such as high strength, very low maintenance, all-weather resistance, easy publication, lightweight, and corrosion-free.

Door Shutter 

The next one is types of the door based on the operation of door shatter. Based on the operation of the door shutter, doors are classified in the following ways.

Folding Doors

Folding doors are used singly or folding partitions so that two rooms can be used together as a single room or separately as per the requirement. They are more often used in room openings to garden pastures and veranda.

Sliding Doors

The sliding doors consistently still wooden and glass shatter two which are still rollers are fixed. This is still rollers move along a track provided at the top and bottom. It has one or more sliding shutters based on the openings available. These doors work best for the large openings to go down walks workshop, garage, and the like.

Nowadays, sliding doors are mostly used in offices and where the area is congested because the sliding doors save space and increase the efficiency of usage.

Swinging Door

These doors have their shutter attached to the frame by means of double action springs. Hence, the shutter can be both inwards and outwards.

There are two types of swinging doors are available. One is single-acting doors which can swing 90 degrees or more in only one direction and double acting doors which can swing 90 degrees or more in each of two directions swinging doors are mostly used in offices or buildings with have access controls.

Revolving Doors

Revolving doors are desirable to exclude draft minimize the entering of street noise and to avoid heat losses. The following doors are mostly used in heavy traffic areas like high-rise buildings, public buildings, hospitals, etc to regulate entry.

Rolling Shutter Door 

The rolling shutter doors the door shutter acts like a steel curtain. The rolling shutter doors are advantages as it does not require much space. These doors are very strong, durable, and over proper safety. They are mostly used in stores, workshops, factories, garage, and shop brands.

Collapsible Doors

Collapsible doors are fabricated from miles in flats or channels and can be open or closed by slight pull or push. The arrangement of collapsible doors is made in such a way that when you open the doors, all the strips are folded together. And when you close, the strips are stretched. They occupy the lease space and so it is repairable. collapsible doors are used for the main entrance of the residential buildings, shops, and the like. 

Fiber Doors

Fiber doors function on a special fiber edge with beans that attach at the top and bottom of the door. The significant benefit of hybrid hinges is they can support much wider and heavier doors than traditionally pin and barrel hinges. With the technical benefit, it gives us aesthetic uniqueness in opening and closing and gives an eye-catching swing function. Fiber doors are generally used for entry doors.

Construction Method

Before you make a selection of doors for your house, it is essential for you you should know the method of construction based on the method of construction doors are classified in the following ways.

Panel Doors

Panel doors are the most common commonly used inside houses. The panel can be made of plywood, Blackboard, veneer, glass, wood, etc. They’re one of the strongest doors they offer bias design, but our labor-intensive and skilled workforce.

Flush Doors

Nowadays, flush doors are the most common type used in the house as well as a public building due to their present appearance in a simple construction. These doors have a jointless surface on both sides. Because of the plain face. They are easy to clean and decorate. The flush doors also have high strength, durability, and are cheaper than the panel doors.

With varieties of laminates and veneers which assemble natural wood. They look beautiful and attractive, appealing, and available to a wide range of choices.

Levered Doors

Levered doors are used when privacy with natural ventilation and quietness for this is desired.

As they allow free passage of air, even when close, you can use louvered doors to help ventilate certain areas of your home to add a small amount of privacy to otherwise open space or as room dividers.

They are used for latrines and bathrooms or public buildings and residential buildings. Furthermore, these doors are used in cabinets, wardrobes, bathrooms, utility rooms, and the like.

Levered design indoors gives some elegance in terms of low-end style. The Lever is made of glass, timber, or plywood. Proper lever design permits airflow for good ventilation. 

 

Are Camera Doorbells Really Secure?

Dennis Chapman
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9
Are Camera Doorbells Really Secure?

 

 

For decades, people have not thought twice about stepping up to someone’s front door and ringing the bell. However, thanks to the advent of surveillance cameras and the popularity of video doorbells, strolling up to someone’s door could have implications that nobody would have imagined a decade ago.

 

 

Looking at the Brief History of Video Doorbells

Video doorbells started becoming part of the suburban homes’ arsenal of security tools in the last few years. This, in part, is thanks to the invention originally called “Doorbot” in 2013. In fact, inventor Jamie Siminoff tried to sell his idea on the hit show Shark Tank. Unfortunately (or fortunately for Siminoff), the Sharks were not sold enough to invest in the product.

Fast forward to today, and Doorbot is already one of the most successful products to get featured in the show. Consumers bought into the idea of creating safer neighborhoods for all, thus skyrocketing its sales to new heights. With this, Doorbot—or Ring LLC—is now a billion-dollar empire specializing in smart homes and smart home security.

 

 

Analyzing the Anatomy of a Typical Camera Doorbell

The doorbell itself looks innocuous and unassuming enough that a small box with a camera can easily be mounted right next to the front door. Millions of homes around the globe now have one and are reaping the benefits of a good night’s rest—knowing they are safe and protected at all times.

Aside from keeping the home safe and secure, these devices also bring about interesting uses and stories such as providing information on lost dogs or protecting packages from the clutches of thieves, just to name a few. 

Camera doorbells are built as a smart device with Wi-Fi, which allows users to see, hear, talk to, and record people who come to their door. These are all controlled through a smartphone or an internet-connected device. On the flip side, however, this concept of home connectivity is sparking concerns over both its privacy and security. 

 

 

Discussing the Controversies Surrounding Video Doorbells

Despite its many benefits, capturing so much personal information on camera doorbells without people’s consent is an alarming thought. Today, privacy and security concerns have become a headache for the aforementioned company Ring LLC. During its infancy period, the organization—which is now owned by e-commerce giant Amazon—faced countless legal troubles for its ring cameras. Thankfully, they were able to weather the storm slowly but surely.

Now, some cities are partnering with Amazon to distribute its ring cameras at a discount to deter crime. Amazon also continued to fend off allegations that their devices—both doorbell cameras and their newer inside cameras—are violating privacy and are not secure.

Since the Ring’s inception, there have been reports the company shares data collected from the devices with third parties that helped manage their data in countries like Ukraine. By checking their privacy policy and reading the fine print, there are actually four other agreements that they have with four other partners. In hindsight, this pretty much gives you no expectation of privacy.

 

 

Addressing These Privacy Concerns

Ring has partnered with law enforcement agencies in the United States, allowing agencies access to its camera data. Privacy advocates, for one, say this is a slippery slope.

Some people say that, on paper, these are surveillance that is merely disguised as home protection. These concerns, unsurprisingly, prompted the US Senate to issue a letter to then Amazon Chief Executive Officer Jeff Bezos in late 2019. In a nutshell, it urged him to reconsider Ring and its practices, saying the American people have a right to know who else is looking at the data they provide and if that information is secure from hackers.

Usually, these come with default usernames and passwords. Oftentimes, the applications that the products are built upon are not tested for security vulnerabilities, so they get shipped in here with built-in security vulnerabilities.

Many experts—some former hackers—advise to not just plug in a USB drive, as it can be the primary gateway of cyber attackers. Ring, like other internet-enabled devices, is highly vulnerable. A hacker can just simply switch on the victim’s webcam and could spy on them at the drop of a hat.

For its part, Amazon and Ring are now trying to address some of these concerns and are now in the process of issuing patches for vulnerabilities. They are getting a lot faster with patching and remediation. At the end of the day, though, privacy and security remain concerns and are not likely to go away anytime soon.

 

 

In Conclusion

So, for now, experts say if you have a Ring or any other camera doorbell that is connected to the internet, know that there are a few things you can do to protect yourself.

In an age where internet connection is part of everyday life, the number one thing is to make sure that if you are setting up accounts, you have to factor in strong controls. Do not ever use the same passwords for multiple accounts and reuse passwords. Basically, you must use strong passwords. It also goes without saying that you should not share your passwords with anyone.

We hope this article helps shed some light on your decision to use or pass on camera doorbells for your home. If you have any comments and/or reactions, please feel free to voice them out in the comments section below.

What is Asset Protection and How to Protect Your Assets

Virginia Hoff
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7
What is Asset Protection and How to Protect Your Assets

This article is an attempt to set record straight and really dig right into what people mean when they say they want to protect their assets. It will break asset protection down into three different components and take a look at each one.

First Type 

The first form of asset protection comes when somebody asks for help, age-wise they’re 65 or 75 and have seen some family and friends get sick, lose all their assets, and even maybe lose their home. So they don’t want that to happen to them.

In instances like this, it’s important to ask what are you trying to protect assets from because let goes a lot of different directions. So with this scenario, we need to take a good look at their health, their age, take a really good look at their assets and their monthly income, and Social Security pension. 

Going back to the assets, we got to look at what they own. Do they own a home? Do they own other real estates? Do they have retirement accounts? Do they have other savings? Do they own other property or business interests in their name, we got to really take a good accurate picture of everything that they have. 

And then we’ve got to look at all the rules that apply to all the different forms of assets and income and find out you know, really, what should they keep in their name, should they be forming some type of trust and transferring assets to a particular type of trust to get assets in their name? Oh, by the way, the typical traditional avoid probate revocable living trust does not provide any kind of protection of assets from a nursing home. That’s the stuff we’ve got to look at for purposes of protecting assets from a nursing home. 

Ideally, you want to have all that protection in place at least five years before you step foot in a nursing home. So those are all factors that are that involve protecting your assets in case you get sick, and have to go to a nursing home. You need a medical asset protection lawyer in that case.

Second Type 

The second form of asset protection is a little bit different. So there are people looking for asset protection, and maybe they’re age-wise, maybe they’re in their 40s or 50s, or early 60s, or maybe they’re still working—and you know what something happened. 

Maybe there’s this threat of a lawsuit against them. Maybe they were in an automobile accident, and the plaintiff’s lawyers are breathing down their neck saying not only are we going to take all of your insurance coverages, but we’re also going to come after you personally, maybe there was an accident on a piece of property that you own, somebody got hurt. Maybe you got sick or diagnosed with cancer, and so the medical expenses are going to be enormous, and you’re worried that you might get sued, there might be a judgment against you. 

You’re going to have to use all of your personal assets to satisfy that judgment. Yes, many people have liability insurance, they have health insurance. But the concern that people have is that they’re threatening to sue me for $3 million dollars. And so if they’re successful, the insurance will pay the first million, but the person is going to be responsible for the next 2 million and that will eat up everything that I have. And that’s a justifiable expense. 

The problem with that form of asset protection is twofold: one is in order to protect what you have from lawsuits, typically, you have to reposition some things that you own and into a form that maybe you’re not comfortable with. And maybe it’s a certain type of investment or legal form that you’re not comfortable with. Or maybe you don’t like the fact that you may have to give up some control over what you own. 

The second component that really causes people to hesitate about protecting their assets from lawsuits is they typically don’t worry about it at all unless something happened. So when you take action after something has happened, even though a lawsuit hasn’t been filed against you yet, those actions may be able to be undone because the court said that it was some type of fraudulent conveyance or you did something with the intent to defraud a creditor. So often people start that kind of action too late. 

Third Type

The third form of asset protection is kind of a kind of lump of all the others, where someone wants to protect their estate from the government. For most people, this typically means something like wanting to protect their estate from taxes, and then that maybe that’s in the state tax discussion, maybe it’s an income and capital gains tax discussion, as you try to figure out the most efficient way to transfer what you have from you, perhaps to your spouse to the next generation, maybe even beyond that. 

A lot of people want to keep the government keeps the judicial system, quite frankly, keep the attorneys out of that because it’s not an efficient process. It’s also expensive, and it’s time-consuming. So people want to protect their estate, make sure 100% of it stays in the family and the right family members are able to get things done at the appropriate time. 

So all of those three different forms of quotes, asset protection, one protected from losing everything in case you get sick and go into a nursing home to protecting assets in case you get sued successfully. And you know, protecting the creditors from seizing everything that you own. And then three just generally people say they want to protect what they have from the government. And when we dig a little deeper, it’s taxing and a probate issue. So all of those require different discussions, different analyses, different solutions, different legal financial strategies. 

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